"Who Else Wants High Quality Affordable Health Insurance?"

It’s absolutely shocking:

"That’s surprising, but only until you consider that at any moment some 40 million Americans are without health insurance and another 40 million have experienced a gap in coverage sometime over the past two years"

– msnbc. May 20, 2009

Tens of millions of people have lost their jobs and their health insurance went with it.  Sure, the law says you can continue your health coverage for up to 18 months under COBRA (Consolidated Omnibus Budget Reconciliation Act).  But if you’re out of work, how many of us can afford an average payment  of $600 a month?

If you’re in this situation you have a way out.  Major insurance companies now offer cheap affordable health insurance online.  And, if you’re in reasonably good health  it’s pretty easy to be accepted. And what’s more, you can now get your quote for free.

• Get a major-medical plan for you and your family for $200 to $400 per month
• Have only $30 co-payments per doctor visit
• Get generic drugs for $10

• Get all the above benefits for only $50 to $160 per month.

You Can Try Other Options…

Meet with a Local Insurance Agent

Speak to an insurance agent in your area. Get referrals from your friends or search for one online at the National Association of Health Underwriters.

Talk to Your Alumni Association and Other Professional Groups You Belong To

Often alumni associations and professional groups offer cheap health coverage to their members.

Get Short-Term Health Insurance Coverage If it looks like you’ll be getting a job soon, let’s say in the next six months, you may want to consider short-term coverage. Although it is less expensive than regular coverage you will only get reimbursed for a lower percent of your costs.  And pre-existing medical conditions are excluded.

Get an Ultra Low Cost Health Insurance Policy

Did you ever see some ultra cheap health plans that offer insurance policies that cost only $10 a week? They could be a problem because most of these policies will only cover you for up to $1,000.

Since even outpatient hospital services can cost ten thousand dollars or more, you could face some pretty serious financial challenges if a major health problem arises. You’d probably be much better off if you get a cheap affordable health insurance policy with broad coverage and a higher deductible than buying a policy like this.

Or You Can Keep It Simple…

In the past you had to spend a lot of time tracking down insurance agents in order to find quality health insurance. Now you can just get a free quote online.